Tokenized Asset-Based Lending Tools for Fintech Startups

Tokenized Asset-Based Lending Tools for Fintech Startups As digital finance evolves, fintech startups are turning to tokenized asset-based lending (ABL) tools to unlock new funding streams. By representing real-world assets as blockchain-based tokens, startups can offer secure, collateralized lending with real-time tracking and automation. Tokenized ABL merges traditional credit models with Web3 infrastructure—bringing efficiency, transparency, and liquidity to alternative lending. ๐ Table of Contents What Is Tokenized Asset-Based Lending? Why Fintech Startups Are Adopting It How Tokenized Collateral Works Smart Contract Automation and Risks Conclusion ๐ฐ What Is Tokenized Asset-Based Lending? Asset-based lending (ABL) allows borrowers to secure loans by pledging assets—such as invoices, inventory, or equipment—as collateral. Tokenized ABL involves converting these physical or financial assets into digital tokens on a blockchain, making them pro...